PERSONAL FINANCE

PERSONAL CONTRACT PURCHASE

Based on your chosen term (between 13 and 49 months) and mileage*, Land Rover Financial Services will determine the Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your agreement and provide you with an Optional Final Payment amount.

Any deposit you make is deducted from the vehicle price and you then make regular payments based on the remaining balance plus the agreement interest. At the end of the agreement, just choose from one of the following options:

1. Renew – part-exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.

2. Retain – pay the optional final payment to keep your Land Rover.

3. Return – return the vehicle and do not pay the Optional Final Payment. Assuming the vehicle hasn’t exceeded the maximum agreed mileage and is in good condition (fair wear and tear accepted), you will have nothing further to pay.

WHY IS THIS PLAN FOR ME?

Take advantage of Land Rover’s high residual values to keep monthly payments down by deferring some of the credit owed until the end of the agreement. There are a number of final payment options too.

• I would like to keep my monthly payments as low as possible.
• I would like to choose how much I pay upfront (subject to a minimum).
• I want flexibility at the end of my plan. I want to help protect against an unexpected fall in used vehicle prices.
• I like to drive the newest models.

ADVANCED PAYMENT PLAN

With the Advance Payment Plan (APP), you make one upfront payment and defer the remaining vehicle cost until the end of the agreement.

Based on your chosen term (between 13 and up to** 37 months) and mileage*, you will be given a Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your agreement. This is deducted from the vehicle price and you simply pay the remaining balance plus the agreement interest (if applicable) as a single upfront payment. When your agreement finishes, you have these options:

1. Renew – part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.

2. Retain – pay the optional final payment to keep your Land Rover.

3. Return – Assuming the vehicle hasn’t exceeded the maximum agreed mileage and is in good condition (fair wear and tear accepted), you will have nothing further to pay.

WHY IS THIS PLAN FOR ME?

• I would like to pay for my new Land Rover outright, but not all at once.
• I want several options at the end of my plan.
• I want to protect against an unexpected fall in used vehicle values.
• I want to be able to afford a newer or higher spec model – APP gives you more spending power.