SKODA Vehicle Parked On a Beach

ŠKODA BUSINESS AND FLEET FINANCE

We can provide a range of affordable and attractive Audi finance options – tailored to you and the needs of your business.

Getting your hands on a new Škoda is both easy and affordable. Whether you put down a large deposit or would prefer to pay something smaller up-front, we have a finance offer package for you

CONTRACT HIRE

What is contract hire?

Contract Hire is a rental agreement that allows you to drive a Škoda without needing to own it. It’s great if you simply want to pay a monthly rental for the vehicle, with an option to change it on a regular fixed period without the worry of ownership. To make budgeting easier, you can even build a service, maintenance and tyres plan into your monthly payments.

Once you have chosen your Škoda and decided on your initial rental, you need to make three decisions that will affect the monthly rental payments:

  • Your rental period: Choose between 12 and 48 months.
  • Mileage per year: Choose how many miles you expect to drive each year (fees may apply if you exceed this).
  • Total cover: Choose whether to include a service, maintenance and tyres plan in your agreement.
  • Once you’ve paid all outstanding rentals, you simply hand your Škoda back, subject to fair wear and tear and excess mileage charges.
  • Remember that you need to keep up monthly repayments, and that you are hiring this vehicle, so at the end of the agreement you can hand it back, without having to ever own it.

SPEAK TO A SPECIALIST

SKODA Parked Front Side View
Grey SKODA Front Side View

FINANCE LEASE

What is finance lease?

Finance Lease is a rental agreement that, whilst never leading to full ownership, could give you a share of any future resale value. There are two types of Finance Lease agreements – ‘balloon’ repayment and full payout.

"Balloon" repayment finance lease

How much do I pay and when?

‘Balloon’ repayment is when you defer a proportion of your vehicle’s value until the end of the agreement, leaving you with lower monthly rental repayments.

Once you’ve selected your initial rental, there are three decisions to make that will affect your monthly rental repayments:

  • Your payment period: Choose between 18 and 48 months.
  • Final balloon repayment: Agree an amount to defer until the end of the agreement.
  • Mileage per year: Choose how many miles you expect to drive each year (if you exceed this it will affect the resale value).

SPEAK TO A SPECIALIST

About Us

Sinclair Group is one of the UKs leading automotive retail groups, delivering exceptional vehicle sales, finance, and aftersales service across Wales and the West of England.

Sinclair Garages Limited is authorised and regulated by the Financial Conduct Authority (ref: 305925). Our other group companies , Sinclair Garages (Bridgend) Limited, Sinclair Garages (Newport) Limited, Sinclair Garages (Cardiff) Limited and Sinclair Garages (Swansea) Limited, are Appointed Representatives of Sinclair Garages Limited. You can check this on the FCA's register by visiting the FCA's website www.fca.org.uk/firms/financial-services-register or by contacting the FCA on 0800 111 6768. Our permitted business is the supply of motor vehicles and associated products and services, including Finance and Insurance. We are a Credit Broker not a Lender. We do not charge for this service but will receive a commission from our finance partners. The nature of the commission is either fixed flat fee or fixed percentage of the balance funded. 

© 2026 Sinclair. All Rights Reserved. Sinclair Group is the brand name for all of our limited companies. Registered in England and Wales. Registered Address: Sinclair Group | Old Field Road | Bocam Park | Pencoed | CF35 5LJ. Registered number: 1192572.

Automotive website provided by Bluesky Interactive Ltd

Vehicles saved to shortlist

You haven't viewed any vehicles yet.

Once you start browsing, your recently viewed vehicles will appear here.